Terms of Use

Last Updated: December 1, 2019

Ownership of Site; Agreement to Terms of Use

These Terms and Conditions of Use (“Terms of Use”) apply to the World Wide Web site owned, operated, licensed, and controlled by First Cash, and its affiliates (together, “First Cash”) located at www.firstcash.com, and all associated sites that link to this Terms of Use, and their documents, content, and functions (collectively, the “Site”). Please read these Terms of Use carefully. By using the Site, you agree to these Terms of Use, the Privacy Policy, and the Consumer Privacy Notice, which are incorporated herein by reference. If you do not agree or fail to meet the requirements contained herein, then you must not access or use the Site.

Changes to the Terms of Use

First Cash reserves the right to modify, add, or remove portions of these Terms of Use from time to time and in our sole discretion. Check these Terms of Use periodically for changes. All changes are effective immediately when posted and apply to all access to and use of the Site thereafter. By continuing to use the Site following the posting of changes, you accept and agree to the changes. As long as you comply with these Terms of Use, First Cash grants you a personal, non-exclusive, non-transferable, limited privilege to enter and use the Site.

Arbitration and Venue

BY ACCESSING OR USING THE SITE, YOU UNCONDITIONALLY AGREE THAT ALL CLAIMS OR DISPUTES YOU HAVE RELATING TO THE SITE, FIRST CASH’S CONTENT, AND YOUR ACCESS TO OR USE OF THEM, INCLUDING ISSUES OF ARBITRABILITY, WILL BE RESOLVED SOLELY THROUGH INDIVIDUAL, BINDING ARBITRATION. THE INTERESTED PARTIES SHALL AGREE ON ONE ARBITRATOR. ALL ARBITRATION WILL BE SOLELY GOVERNED BY THE FEDERAL ARBITRATION ACT AND THE FEDERAL RULES OF CIVIL PROCEDURE.

YOU FURTHER AGREE NOT TO BRING ANY ARBITRATION DISPUTE ON A CLASS, CONSOLIDATED, REPRESENTATIVE OR COLLECTIVE ACTION BASIS. ANY DISPUTE YOU HAVE OVER ENFORCEABILITY OF CLASS ACTION WAIVER SHALL BE RESOLVED IN STATE OR FEDERAL COURT RATHER THAN IN ARBITRATION. YOU AGREE THAT VENUE FOR THAT DISPUTE WILL LIE IN TARRANT COUNTY, TEXAS. YOU FURTHER AGREE THAT YOU WILL NOT BE A MEMBER OF ANY PUTATIVE OR ACTUAL CLASS IN A CLASS ACTION BROUGHT BY ANYONE ELSE, NOR WILL YOU SEEK TO BECOME A CLASS REPRESENTATIVE.

THIS SECTION LIMITS CERTAIN RIGHTS, INCLUDING THE RIGHT TO MAINTAIN A COURT ACTION INVOLVING FIRST CASH OR RELATED THIRD PARTIES, THE RIGHT TO A JURY TRIAL, THE RIGHT TO PARTICIPATE IN ANY FORM OF CLASS OR REPRESENTATIVE CLAIM OR TO SERVE AS A PRIVATE ATTORNEY GENERAL, THE RIGHT TO ENGAGE IN DISCOVERY, EXCEPT AS PROVIDED IN THE FEDERAL ARBITRATION ACT AND THE FEDERAL RULES OF CIVIL PROCEDURE, AND THE RIGHT TO CERTAIN REMEDIES AND FORMS OF RELIEF. OTHER RIGHTS THAT YOU WOULD HAVE IN COURT ALSO MAY NOT BE AVAILABLE IN ARBITRATION. 

TO BEGIN AN ARBITRATION PROCEEDING, SEND A LETTER REQUESTING ARBITRATION AND DESCRIBING YOUR CLAIM TO: FIRST CASH ATTN: LEGAL DEPARTMENT, 1600 WEST 7TH STREET, FORT WORTH, TEXAS 76102. YOU AGREE THAT REGARDLESS OF ANY STATUTE, LAW OR RULE TO THE CONTRARY, ANY CLAIM OR CAUSE OF ACTION ARISING OUT OF OR RELATING TO THE SITE, ITS CONTENT, AND YOUR ACCESS TO OR USE OF THEM MUST BE FILED WITHIN ONE (1) YEAR AFTER SUCH CLAIM OR CAUSE OF ACTION AROSE OR BE BARRED.

Intellectual Property

This Site, any materials downloaded, and all intellectual property pertaining to or contained on the Site (including but not limited to copyrights, patents, trade dress, trademarks, service marks, database rights, functionality, graphics, designs, images, text, metadata, and logos) (collectively the “Content”) are owned by First Cash or third parties. Any right, title or interest in the Content is First Cash’s and/or such third parties’ property and it is protected by trade dress, copyright, patent and trademark laws, and intellectual property rights and unfair competition laws.

You are authorized solely to view the Site for your own personal, non-commercial use. You agree that you will not download, reproduce, link to, publish, modify, create derivative works from, participate in the transfer of, post on the World Wide Web, or in any way distribute or exploit, the Site or Content, or any portion of the Site or Content for any other use without the prior written consent of First Cash. Send approval requests to compliance@firstcash.com. Additionally, you agree that you will not remove or alter any author, Content, or proprietary notice or legend displayed on the Site.

Site Security

As a condition of your use of this Site, you agree that you will not take any action intended to: (i) access data that is not intended for you; (ii) invade the privacy of, obtain the identity of, or obtain any personal information about any First Cash customer or user of this Site; (iii) probe, scan or test the vulnerability of this Site or the First Cash network or breach security or authentication measures; (iv) attempt to interfere with service to any user, host or network or otherwise attempt to disrupt our business, including, without limitation, via means of submitting a virus to this Site, overloading, “flooding,” “spamming,” “mail bombing” or “crashing”; or (v) send unsolicited mail, including promotions and/or advertising of products and services. Violations of system or network security may result in civil or criminal liability.

Privacy

First Cash’s Privacy Policy applies to any use of this Site and all information First Cash collects on this Site is subject to our Privacy Policy and Consumer Privacy Notice, which is incorporated into this Terms of Use. You understand and agree that any message or information you send to the Site or your connection to it may be read or intercepted by others, notwithstanding First Cash’s efforts to protect such transmissions. You understand and agree to all actions taken by First Cash with respect to your information is in compliance with the Privacy Policy.

Disclaimers

THE SITE AND CONTENT ARE DELIVERED ON AN “AS-IS” AND “AS-AVAILABLE” BASIS, AND MAY NOT BE UNINTERRUPTED, CORRECTED OR CURRENT, OR FREE FROM VIRUSES, CONTAMINATION, OR DESTRUCTIVE FEATURES, OR FREE FROM TYPOGRAPHICAL, TECHNICAL OR OTHER ERRORS. USE OF THE SITE WILL NOT PROVIDE SPECIFIC RESULTS. ALL INFORMATION PROVIDED ON THE SITE IS SUBJECT TO CHANGE WITHOUT NOTICE. FIRST CASH DOES NOT GUARANTEE OR WARRANT THE SITE’S ACCURACY OR ANY OF THE INFORMATION ON THE SITE, INCLUDING PRICES, PRODUCTS, SPECIFICATIONS, LOCATIONS, AVAILABILITY, SERVICES, OR LINKS. FIRST CASH ASSUMES NO DUTY TO UPDATE THE INFORMATION AND IT MAY BE OUT OF DATE. FIRST CASH DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY WARRANTIES OF ACCURACY, NON-INFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, TITLE OR NON-INFRINGEMENT OF INTELLECTUAL PROPERTY, TO THE FULLEST EXTENT OF THE LAW. FIRST CASH DISCLAIMS ANY AND ALL LIABILITY FOR THE ACTS, OMISSIONS AND CONDUCT OF ANY THIRD PARTIES IN CONNECTION WITH OR RELATED TO THE SITE. WE ASSUME NO RESPONSIBILITY FOR YOUR USE OF THE SITE. YOUR SOLE REMEDY AGAINST FIRST CASH REGARDING THE SITE AND CONTENT IS TO STOP USING THEM AND YOU ACCEPT THIS LIMITATION AS PART OF THE BARGAIN BETWEEN YOU AND FIRST CASH.

Limitation of Liability

TO THE FULLEST EXTENT OF THE LAW, NEITHER FIRST CASH, NOR ITS DIRECTORS, OFFICERS, OWNERS, EMPLOYEES, AGENTS, CONTRACTORS, SUCCESSORS OR ASSIGNS, AND AFFILIATES IS LIABLE TO YOU FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, LOST DATA, VIRUSES OR DAMAGE TO YOUR COMPUTER OR TELECOMMUNICATIONS HARDWARE OR SOFTWARE, EVEN IF FIRST CASH HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. UNLESS SET FORTH IN A WRITTEN AGREEMENT WITH YOU, FIRST CASH’S MAXIMUM LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SITE OR CONTENTS, WHETHER IN CONTRACT, TORT, AT LAW, EQUITY, OR OTHERWISE, IS LIMITED TO WHAT YOU PAID TO ACCESS THIS SITE.

Indemnity

By using the Site, you agree to defend, indemnify, and hold harmless First Cash and its directors, officers, owners, employees, agents, contractors, successors or assigns, and affiliates from and against all losses, claims, damages, costs, judgments, awards, and expenses (including reasonable legal and accounting fees) that First Cash may be obligated to pay, arising or resulting from your use of the Site, the Content, or your breach of these Terms of Use. First Cash reserves the right to assume or participate, at your expense, in the investigation, settlement and defense of any such action or claim.

Investors Relations

Investor Relations materials on this Site (the “Materials”) are provided for convenience only, and speak only as of their original date. Available information may change at any time. The Materials contain forward-looking statements about First Cash’s business, financial condition and prospects. Investors are cautioned that such forward-looking statements involve risks and uncertainties. Those forward-looking statements are intended to be read together and as part of the Materials in which they appear.  Although First Cash believes the expectations in forward-looking statements are reasonable, there can be no assurances the expectations will prove to be accurate. First Cash does not assume any duty of disclosure beyond that which is imposed by law and the information set forth in its filings with the U.S. Securities and Exchange Commission.

Site Links

This Site may contain links to websites maintained by third parties. First Cash is not responsible for the content or privacy policies of those websites, and those links are not an endorsement or recommendation of those websites, their offered products or services, or associated parties. Other websites and web pages linked to this Site may be governed by separate terms and conditions, including privacy policies. If you decide to access any of the third-party websites, you do so entirely at your own risk. Please refer to those websites’ applicable terms and conditions when visiting them.

You may link to the Site’s homepage, provided you do so in a way that is fair, legal, conforms to this Terms of Use, and does not damage our reputation or take advantage of it. You are prohibited from establishing a link to suggest any association, approval, or endorsement on our part without our prior, express written consent.

Minors and U.S. Residents

This Site is directed to persons located in the United States, excluding the state of California, over the age of eighteen (18). First Cash makes no claims that the Site or any of its content is accessible or appropriate outside of the United States or in the state of California. First Cash does not intend to collect personal information from any person under the age of eighteen (18) at this Site. By using the Site, you represent and warrant that you are a person located in the United States, outside the state of California, and eighteen (18) years of age or older.

Miscellaneous

All description, images, references, features, content, specifications, products and prices of products described or depicted on the Site are subject to change, at any time, without notice. First Cash’s failure to exercise rights or enforce any of these Terms of Use is not a waiver of such rights or terms. If any provision of these Terms of Use, or its application in one circumstance, is held to be invalid or unenforceable, the application of such provision in other circumstances, and the remainder of these Terms of Use, will not be affected, and each of these provisions is valid and enforced to the fullest extent permitted by law. These Terms of Use constitute the entire agreement between you and First Cash regarding your use of the Site and First Cash’s Content, and any other written or oral agreements or understandings previously between you and First Cash regarding such use are superseded and cancelled. First Cash does not accept any user changes to these Terms of Use, and all such changes are rejected. Any export or re-export of any portion of this Site or Contents in violation of applicable laws or regulations, is forbidden.

Contact Information

This Site is operated by First Cash at 1600 West 7th Street Fort Worth, Texas 76107. All feedback, comments, requests for technical support, and other communications related to the Site should be directed to Compliance@Firstcash.com.